Free Online Financial Calculators

Plan SIPs, EMIs, taxes, FDs, and more with free tools built for clear money decisions.

8th CPC Calculator

Calculate revised salaries, pensions, and allowances as per the 8th Central Pay Commission. Ideal for government employees and pensioners planning salary updates.

SIP Calculator

Estimate SIP returns and investment growth over time. Perfect for mutual fund investors planning long-term wealth through monthly contributions.

SWP Calculator

Calculate SWP payouts to plan regular income from mutual funds. Great for retirees or anyone seeking a steady cash flow from investments.

EPF Calculator

Calculate EPF contributions and retirement savings. Easily estimate your long-term fund growth and employer share with this EPF tool.

PPF Calculator

Project your PPF returns and maturity value. Ideal for tax-free, long-term savings planning under the government’s PPF scheme.

Mutual Fund Returns

Calculate mutual fund returns using NAV growth, dividends, and investment duration. Ideal for tracking and optimizing mutual fund performance.

FD Calculator

Calculate interest earnings from Fixed Deposits (FD) using principal, rate, and tenure. Best for evaluating safe and low-risk investment options.

RD Calculator

Calculate Recurring Deposit (RD) maturity and interest using monthly contributions, interest rates, and tenure. Plan disciplined monthly savings easily.

Income Tax Calculator

Calculate your annual income tax based on salary, exemptions, and deductions. Optimize tax planning and reduce liability using this smart calculator.

EMI Calculator

Calculate your loan EMI using principal, interest rate, and tenure. Ideal for planning personal, home, or auto loan repayments effectively.

Interest Calculator

Calculate simple or compound interest on loans or investments. Understand how your savings grow or how much total interest you'll pay on a loan.

PPP Calculator

Compare purchasing power parity (PPP) between currencies to analyze cost of living and inflation differences across countries.

Compound Interest

Calculate compound interest to see how your investment grows over time by reinvesting interest. Ideal for long-term wealth planning.

GST Calculator

Calculate GST for products or services, including tax breakdowns and total price after GST. Ideal for business or personal tax planning.

Sukanya Samriddhi Yojana

Calculate the maturity amount for Sukanya Samriddhi Yojana investments and plan financially for your daughter's education and marriage goals.

Gratuity Calculator

Calculate your gratuity payout based on last drawn salary and years of service. Ideal for retirement planning and financial forecasting.

ROI Calculator

Calculate Return on Investment (ROI) for various assets and investments. Evaluate your financial gains to make smarter investment decisions.

NPS Calculator

Project your National Pension Scheme (NPS) savings and future pension. Plan retirement with tax benefits and government contributions.

Future Value Calculator

Estimate the future value of your investments based on periodic contributions and expected return rates. Perfect for long-term financial goals.

Crypto Tax Calculator

Calculate your tax liability on cryptocurrency gains and losses to stay compliant with crypto tax laws in your country.

7th CPC Calculator

Calculate your revised salary under the 7th Pay Commission, including Basic Pay, DA, HRA, TA, NPS, and Professional Tax deductions.

DA Calculator

Calculate Dearness Allowance (DA) based on your Basic Pay and the applicable DA percentage as announced by the government or employer.

LIC Maturity Calculator

Estimate the maturity value of your LIC policy, including sum assured, vested bonuses, and final additional bonus, for effective financial planning.

LIC Surrender Value Calculator

Estimate the surrender value of your LIC policy if terminated before maturity. Includes premiums paid and policy bonuses, if applicable.

Rent vs Buy Calculator

Compare the costs of renting and buying a home, including rent increases, loan payments, taxes, maintenance, and property value growth, to see which option is best for you.

Inflation Calculator

Estimate the future value of money considering inflation rates over a period. Perfect for planning savings, investments, and understanding purchasing power erosion.

Dollar-Cost Averaging Calculator

Estimate how regular investments in stocks or mutual funds grow over time using Dollar-Cost Averaging. Perfect for long-term investors.

Stock Return Calculator

Calculate stock returns including CAGR (Compound Annual Growth Rate) and dividend reinvestment to evaluate long-term investment performance.

ETF Investment Growth Calculator

Calculate how your ETF investments grow over time with contributions and compounding.

Currency Converter

Convert currencies in real-time using live foreign exchange rates. Perfect for travelers, businesses, and investors dealing with multiple currencies.

Credit Card Payoff Calculator

Calculate how long it will take to pay off your credit card debt based on balances, interest rates, and monthly payments. Helps plan debt reduction strategies effectively.

Savings Goal Calculator

Plan how much to save each month to reach your financial goal. Estimate projected savings, interest earned, and the contribution needed to stay on track.

Coast FIRE Calculator

Estimate your FIRE number and Coast FIRE target. See years to financial independence and the monthly savings needed to retire early.

Budget / 50-30-20 Calculator

Split your take-home income into Needs, Wants, and Savings using the 50-30-20 rule. Compare recommended budgets with actual spending.

Net Worth Calculator

Calculate your net worth by subtracting total liabilities from total assets. Track cash, investments, property, loans, and debts in one place.

Salary / Hourly Wage Calculator

Convert annual salary into hourly, daily, weekly, and monthly wages based on your working hours and weeks per year.

Tip Calculator

Calculate tip amount, total bill, and per-person split. Enter bill amount, tip percentage, and number of people for quick results.

YTM Calculator

Estimate bond Yield to Maturity from face value, market price, coupon rate, and years to maturity. See current yield and return breakdown.

XIRR Calculator

Calculate annualized XIRR for lump sum and monthly investments. Enter invested amounts, tenure, and final value to measure returns.

Emergency Fund Calculator

Estimate how much emergency savings you need from monthly expenses and coverage months. Track your gap, progress, and months to reach the goal.

CAGR Calculator

Calculate compound annual growth rate from initial investment, final value, and years. See absolute gain, return, and growth multiple.

Present Value Calculator

Find today’s worth of a future amount using discount rate and years. See present value, discount amount, and time-value breakdown.

Break-Even Calculator

Find how many units and how much revenue you need to cover fixed and variable costs. See contribution margin and margin ratio.

HRA Calculator

Estimate tax-exempt and taxable House Rent Allowance. Enter basic salary, DA, HRA, rent paid, and metro or non-metro city.

Take-home Salary Calculator

Estimate in-hand salary after tax/TDS and other monthly deductions. See monthly and annual take-home pay from your gross salary.

APR / APY Converter

Convert Annual Percentage Rate (APR) to Annual Percentage Yield (APY) and back. Supports daily to continuous compounding frequencies.

Capital Gains Tax Calculator

Estimate STCG/LTCG tax from purchase price, sale price, expenses, exemption, and tax rate. See capital gain and net amount after tax.

Dividend Yield / DRIP Calculator

Calculate dividend yield and compare portfolio growth with and without dividend reinvestment (DRIP) over time.

Step-up SIP Calculator

Project mutual fund wealth when your monthly SIP increases each year. Compare step-up SIP vs regular SIP returns and see the advantage.

Retirement Corpus Calculator

Estimate how much you need to retire based on expenses, inflation, and returns. See required corpus, savings gap, and monthly SIP needed.

Loan Eligibility Calculator

Check how much loan you can get from your income. Enter salary, other EMIs, rate, tenure, and age to see eligibility and monthly EMI.

401(k) Retirement Calculator

Estimate your 401(k) balance at retirement with contributions, employer match, salary growth, and investment returns. Ideal for US workplace retirement planning.

Roth IRA Calculator

Estimate Roth IRA growth to retirement and compare it with a taxable account. See balance, principal, interest, and tax savings from tax-free growth.

Mortgage Calculator (PITI)

Calculate total monthly home costs including principal, interest, property taxes, insurance, and PMI. See full PITI payment breakdown.

Student Loan Payoff Calculator

Estimate student loan payoff time, total interest, and how extra monthly payments can reduce debt faster.

Paycheck / FICA Calculator

Estimate take-home pay after federal income tax, Social Security, and Medicare (FICA) deductions.

529 College Savings Calculator

Estimate how much to save for college in a 529 plan—project growth, future costs with inflation, and monthly savings needed.

Gold SIP Calculator

Plan monthly digital gold SIPs—estimate grams accumulated, invested amount, and projected gold value with price appreciation.

Stamp Duty Calculator

Estimate stamp duty, registration fees, and total closing costs for property purchases across major Indian states.

Brokerage Calculator

Calculate equity delivery and intraday charges—brokerage, STT, GST—and see net profit after trading costs.